Attention homeowners in shelburne and Chittenden County: Need an appraisal?
Here are the top seven reasons why VT homeowners use Valuation Group VT:
Need help determining the value of your house in or near shelburne, VT?
At Valuation Group VT, we understand the particular needs of a homeowner in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and accountants. Being a homeowner that ordinarily doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Valuation Group VT, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value report than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping consumers just like you dismiss unneeded PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if you live in an area that's going down. That means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Valuation Group VT is your chief weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. An appraisal from Valuation Group VT can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Do you need a veteran appraiser to double-check your appraisal for precision, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Valuation Group VT offers field reviews where we go out and check the subject and comps in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.